Welcome to Capstone Health Advisors.

Clarity in Healthcare. Stewardship for Your People.

Our Approach

We help churches, ministries, and faith-driven organizations navigate healthcare with wisdom, transparency, and confidence.

Capstone Health Advisors partners with organizations to design customized, ACA-compliant health strategies that serve both their people and their mission. By combining a Christian Health Cost Sharing Ministry, a customized HRA, and a unique stop-loss captive, we design ACA-compliant plans that often outperform traditional insurance in both cost and flexibility.

The result is not just lower costs, but greater clarity, flexibility, and stewardship.

Healthcare Shouldn’t Be This Confusing

Most organizations are overwhelmed by rising costs, limited options, and confusing plans.

You’re asked to make critical decisions without clear data, trusted guidance, or a strategy that aligns with your values.

And the stakes are high—your team, your mission, and your resources all depend on getting this right.


There is a better way.


A Better Way to Approach Healthcare

Capstone Health Advisors helps you evaluate, design, and implement healthcare solutions that serve both your people and your mission.

We don’t sell products.
We provide clarity.

We work alongside you to assess your current plan, explore better options, and build a strategy that fits your organization.

Our services

  • DISCOVER

    We take a clear look at your current healthcare plan, uncovering what’s working, what’s not, and where opportunities exist.

  • DESIGN

    We build a tailored strategy that aligns with your organization’s goals, values, and financial realities.

  • DELIVER

    We help you implement the right solution and walk with you through the transition, ensuring everything works as intended.

Built for Organizations Like Yours

• Churches and multi-site ministries

• Denominations and networks

• Mission agencies

• Faith-based nonprofits

• Organizations stewarding people and purpose

Why Capstone?

Most advisors are tied to products.

We are committed to people.

We bring:
• Independent, unbiased guidance
• Proven healthcare strategies
• Trusted relationships across the ecosystem
• A commitment to stewardship, not just savings

Because the goal isn’t just better healthcare.
It’s wiser leadership.

We believe organizations on mission deserve healthcare solutions that strengthen—not distract from—their calling.

Our work exists to support leaders who are stewarding people, resources, and impact for something greater than themselves.

Meet our team

  • Wes Peterson, Ph.D.

    President

Let’s Find the Right Path Forward

If you’re exploring better healthcare options or simply want clarity on what you have today, we’d be glad to start the conversation.